We’re the Health Insurance expert in Spokane
Understanding the ins and outs of health insurance has become more and more difficult over the past several years.
Luckily, at KBG Insurance & Financial, we have access to a long list of health insurance providers, and can walk you through your options.
Individual & Group Health Insurance
If you are an individual or family who does not currently have insurance through a group employer plan, our agency can walk you through your individual health plan options. If you own a business and would like to compare your options for group coverage, we can help you with that also.
If you’ve ever tried to decipher health insurance plans on your own, you may have noticed that there are dozens of different plan types, and multiple providers who offer them.
This leads to confusion as to which company is best, and which plan is most appropriate for your needs.
Health Insurance Plan Variables
When deciding which plan is best, there are multiple variables that impact the final cost. During our meeting or phone call, we’ll discuss things like:
- Deductible options
- Co-insurance percentages
- Waiting Periods
- Exclusions & Conditions
Health Insurance Qualifying Events
There are multiple events that can trigger needing a new health insurance plan. Here are a few events:
- Changes in household size
- Losing a dependent or dependent status
- Filed or reconciled taxes
- Change in program eligibility or amount of financial help
- Loss of other minimum essential coverage
- Permanent move
- Change in citizenship or lawful presence status
- Release from jail/prison
- Tribal membership
If that sounds confusing, don’t worry, we’ll make it very simple.
How to get started on your Health Insurance quotes
Here is the link to browse plans at https://www.wahealthplanfinder.org/_content/Homepage.html